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Cloud accounting software for freelancers, small businesses, and remote teams

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What is Xero?

Xero is a cloud-based accounting platform that simplifies bookkeeping, invoicing, and financial management for freelancers and small businesses. It offers real-time visibility into cash flow, automatic bank reconciliation, and integrations with hundreds of business tools. Accessible from anywhere, Xero helps remote entrepreneurs and digital nomads manage finances without needing an accountant on-site.

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How Does Xero Work?

1

Connect your bank account for automatic transaction imports

2

Create and send invoices directly from the dashboard

3

Track expenses, reconcile accounts, and manage cash flow

4

Integrate with payment gateways and business apps

Key Features

  • Cloud-based accounting with real-time updates
  • Bank feeds and automatic reconciliation
  • Professional invoicing with multi-currency support
  • Expense tracking, payroll, and tax management tools
  • Integrations with 1,000+ business apps

Pricing

Free 30-day trial

Paid from

$15/month

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Pros

+Intuitive and beginner-friendly interface
+Excellent for remote and global freelancers
+Strong automation and reporting tools
+Scalable for small to medium-sized businesses

Cons

Limited features on lower-tier plans
Payroll and tax features vary by country
Requires setup time for complete automation
Xero

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